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  3. Sustainablility and your business

Sustainablility and your business

Why sustainability for your business?

Environmentally-aware businesses can benefit from significant cost efficiencies and new business opportunities. They can also benefit from staff engagement by encouraging everyone to take an active role in sustainability. Use our free tool to reflect on your business practices and create your own sustainability statement for use in tender documents, internal communications, for your own website and much more.

Create your business sustainability statement

  1. Use our REDUCE framework to set your goals
  2. Create your own sustainability statement
  3. Come back and update your action plan as often as you like
View demo Trial the tool Start now

REDUCE: your sustainability action plan

We have developed the REDUCE framework to help you shape your business' sustainability plan. Our Business and Environment managers, trained in a programme developed in association with Cambridge University, are on hand to help you explore sustainability issues. Just ask your Relationship Manager for an introduction today.

RESOURCE EFFICIENCY

How much could you save your business by cutting back on energy use and reducing waste?

EMPLOYEE ENGAGEMENT

How are you engaging your people to drive your business in the right direction?

DEVELOPING NEW BUSINESS

Consumers and businesses like to buy from sustainable businesses: have you got the edge over your competitors?

UNDERSTANDING AND MANAGING RISK

Are you up to date with the latest legislation and regulations that could affect your business?

COLLABORATION

Which businesses, NGOs, communities and other stakeholders can you work with to reap the benefits of a shared approach to sustainability?

ENGAGING STAKEHOLDERS

How do you engage your supply chain, your customers and other key partners in a sustainability agenda that benefits everyone?

What are the benefits of becoming sustainable?

What is sustainability and what can it do for your business?

View benefits for your business

Sustainability top tips

Ideas and support to help you on your sustainability journey.

View tips for your business

Sustainability Benefits

Being a sustainable business can deliver clear commercial benefits - managing costs, improving efficiencies, even helping boost profitability and generate future revenue. So what is sustainability and what can it do for your business?

What is sustainability?

Every leader wants to run their business in a lasting and responsible way, to position their business to take advantage of an increasingly uncertain future, and to leave behind a positive legacy.

That, in a nutshell, is what sustainability means - protecting your business from the risks of today, and ensuring that your business can respond to the challenges and opportunities of tomorrow.

Whether it's the rise of the internet, the global financial crisis, or climate change, sustainable businesses are those which can adapt to changing conditions and turn crisis into opportunity. Businesses that are not sustainable cannot expect to endure.

No business today can really afford to ignore the environment, and those that do run the risk not just of falling foul of legislation but of being at a commercial disadvantage. From growing business value to developing new business to saving on energy, there are many significant benefits to being a sustainable business...

The benefits of being a sustainable business

Grow business value

Businesses that adopt sustainable practices can drive up business value by up to 80%. Failing to keep up with sustainable policies and practice can drive business value down by up to 65%. (Source: Carbon Trust & McKinsey Report: "Climate Change: a business revolution?" 2008)

Tap into a growing market

Research shows that the sustainability market in the UK will continue to expand rapidly over the next three years. A projection of spending in the market to increase to £5.5 billion pounds by 2013 represents a growth of 14% from today's value. (Source: www.verdantix.com: UK Climate Change & Sustainability Spending 2009-13)

Save on resources, save energy, save money

On average, a massive 30% of energy that businesses buy is wasted. Cutting down on waste could save UK businesses a further £3billion. (Source: www.carbontrust.co.uk: British businesses feel the heat from rising energy costs 27th Jan 2010)

Increase your chances of winning new business

Increasingly, sustainability is a deal-breaker. Government departments and other big purchasers of business services are putting pressure on supply chains to green their processes. More and more tenders and pitch documents - including all London 2012 projects - now expect businesses to be able to demonstrate their green sustainability credentials.

Encourage staff engagement and retention

Engaged employees try 50% harder, perform 20% better and are 80% less likely to leave your business, according to the Corporate Leadership Council. (Source: www.lloydmorgan.com: Driving Performance and Retention through Employee Engagement)

Tips - Resource Efficiency

  • Save up to 10% on lighting costs by switching off all non-essential lighting out of business hours as well as in any areas of the workplace that aren't in use (Source: EDF Energy.)
  • Save up to 5% on energy costs by switching off unnecessary equipment during the day and especially out of hours (Source: EDF Energy.)

Sustainability tips

If you've got any suggestions around sustainability which you'd like to share with us and other businesses, why not add them to our Business Tips tool? We'll add the best sustainability ideas to this page.

Resource efficiency

  • Set targets for your business - and involve staff - using the SMART framework. In other words, make sure all your goals are Specific, Measurable, Achievable, Relevant and Time-bound.
  • Compare the environmental impact of the different types of transport your business could use at www.routerank.com.
  • Save up to 10% on lighting costs by switching off all non-essential lighting out of business hours as well as in any areas of the workplace that aren't in use.
  • Save up to 5% on energy costs by switching off unnecessary equipment during the day and especially out of hours.
  • Monitor your energy use carefully: look hard at energy bills and waste bills, and get a good understanding of where exactly in the business these costs are incurred. Baseline the costs and decide where and how to take action to reduce bills.
  • Measure your current level of waste in bin bags or skip loads - and see how the numbers go down as your waste reduction improves.
  • Position photocopiers, printers and similar equipment somewhere with good natural ventilation to minimise the heat they build up - and the air conditioning needed for cooling.
  • Review business journeys to ensure that only necessary travel is undertaken, and look for ways to coordinate or plan meetings better.
  • Look to introduce more virtual meetings using teleconferencing technology, removing the need to travel at all where possible.
  • Reuse plastic cups.
  • Save on paper by printing and photocopying double-sided.

Employee engagement

  • Communicate your sustainability policy to staff via posters, staff meetings and email memos.
  • Put up stickers and posters to remind employees to switch off equipment and lights, and look out for other ways to save on resources.
  • Ask employees for their ideas about how to reduce waste and save on resources.
  • Have a regular sustainability slot in every team meeting.
  • Reward people who contribute to the business' sustainability with vouchers, extra days' holidays or internal recognition at team meetings.
  • Nominate champions to monitor and promote your sustainability journey internally.

Developing new business

  • Register with CompeteFor to see if your business could tender for any London 2012 Olympic and Paralympic contracts, all of which require businesses to demonstrate their sustainability credentials.
  • Join local sustainability networks and clubs.

Understanding and managing risk

  • Look at UK Climate Impact Programme (UKCIP) predictions of climate change in your area to see what the potential impact could be on your business / marketplace.

Collaboration

  • Look to establish a supply chain consistent with your sustainability statement.
  • Contact the Mayday network to discover what issues are affecting your area.
  • Keep in touch with local business networks and your local authority on sustainability issues.

Engaging stakeholders

  • Communicate your sustainable stance on packaging, stationery, website, sales literature, email signatures.
  • Keep in touch with local business networks and your local authority on sustainability issues.
  • Go to a Lloyds TSB seminar for more support on your sustainability journey.

Find your local contact

Please choose the location of your business on the map and click to bring up contact information for your area.

Birmingham

David Claybrough
Relationship Manager

207 High Street,
Erdington,
Birmingham
B23 6SZ

T: 07921 548441

E: david.claybrough@bb.lloydstsb.co.uk

Phil Herriott
Relationship Manager
- Education and 'Not for Profit'

22A Great Hampton Street,
Birmingham
B18 6AH

T: 07725 426685

E: phil.herriott@lloydstsb.co.uk

Mel Howard
Relationship Manager

125 Colmore Row,
Birmingham
B3 3SF

T: 07921 548293

E: mel.howard@bb.lloydstsb.co.uk

Bristol & Somerset

Simon Davidson
Business Development Manager

31 Fore St,
Totnes,
Devon
TQ9 5HH

T: 07766 442778

E: simon.davidson2@lloydstsb.co.uk

Phil Febrey
Relationship Manager

2 South Parade,
Weston-Super-Mare,
North Somerset
BS23 1JL

T: 07921 548328

E: phillip.febrey@bb.lloydstsb.co.uk

Nigel Gardiner
Relationship Manager

102 Regent Street,
Kingswood,
Bristol
BS15 2HT

T: 07921 548445

E: nigel.gardiner@bb.lloydstsb.co.uk

Gary Himsworth
Senior Manager Commercial

2 South Parade,
Weston-Super-Mare,
North Somerset
BS23 1JL

T: 07739 817125

E: gary.himsworth@bb.lloydstsb.co.uk

Paul Jarvis
Relationship Manager

73 Henleaze Road,
Henleaze,
Bristol
BS9 4JS

T: 07515 753495

E: paul.jarvis@bb.lloydstsb.co.uk

Chris Loach
Senior Manager Commercial,
Key Markets

2 South Parade,
Weston-Super-Mare,
North Somerset
BS23 1JL

T: 07734 973271

E: chris.loach@bb.lloydstsb.co.uk

David Nicholls
Senior Business Development Manager

Phase 2,
2nd Floor North East,
Canons House,
Canons Way, Bristol
BS99 7LB

T: 07764 287810

E: david.nicholls3@lloydstsb.co.uk

Alistair Scott
Relationship Manager

Canons House,
Canons Way,
Bristol, Avon
BS1 3NL

T: 07834 946227

E: alistair.scott@lloydstsb.co.uk

Central,
South & West London

Bahar Cibo
Relationship Manager

6 Market Square,
Bromley
BR1 1NA

T: 07725 426947

E: bahar.cibo@bb.lloydstsb.co.uk

John Colonnese
Relationship Manager

49 High Street,
Surrey
SM1 1DX

T: 07725 068982

E: john.colonnese@bb.lloydstsb.co.uk

Jim Drennan
Property Relationship Manager

49 High Street
Sutton, Surrey
SM1 1DX

T: 07725 068985

E: jim.drennan@bb.lloydstsb.co.uk

Jacqueline Duffy
Senior Local Business Manager

3 St Georges Road,
Wimbledon,
London SW19 4DR

T: 07795 564418

E: jacqueline.duffy@bb.lloydstsb.co.uk

Keir Frame
Relationship Manager

39/40 Piccadilly,
London
W1V 0AA

T: 07725 426908

E: keir.frame@bb.lloydstsb.co.uk

Justin Hare
Relationship Director

25 St George Street,
London
W1S 1FS

T: 07768 568021

E: justin.hare@lloydstsb.co.uk

Jamie Keightley
Relationship Manager

113/116 Leadenhall Street,
London
EC3A 4AX

T: 07850 723112

E: jamie.keightley@bb.lloydstsb.co.uk

Andrew Mannering
Relationship Director

2nd Floor,
25 St George Street,
London, W1S 1FS

T: 07739 447295

E: andrew.mannering@lloydstsb.co.uk

Michael O'Neill
Relationship Manager

195 Edgware Road,
London
W2 1EW

T: 07725 068762

E: michael.oneill@bb.lloydstsb.co.uk

Sarah Palmer
Business Development Manager

35 Whitechapel High Street,
London
E1 7PH

T: 07764 625425

E: sarah.palmer@lloydstsb.co.uk

Quinton Spenceley
Relationship Manager

22 St George Street,
London
W1S 1FS

T: 07725 068778

E: quinton.spenceley@bb.lloydstsb.co.uk

Sue Strudwick
Relationship Manager

122 High Street,
Hounslow,
Middlesex
TW3 1NA

T: 07725 426872

E: sue.strudwick@bb.lloydstsb.co.uk

Ian Travis
Business Development Manager,
Surrey

39 Threadneedle Street,
London
EC2R 8AU

T: 07764 287628

E: ian.travis@lloydstsb.co.uk

Ian Young
Relationship Manager

25 Camberwell Green
London
SE5 7AB

T: 07725 068697

E: Ian.young2@bb.lloydstsb.co.uk

Devon & Cornwall

Martin Avery
Relationship Manager

2nd Floor,
8 Royal Parade,
Plymouth, Devon
PL1 1LX

T: 07841 780392

E: martin.avery@bb.lloydstsb.co.uk

David Baglow
Relationship Manager

17 Cross Street,
Barnstaple,
EX31 1BE

T: 07725 447787

E: david.baglow@bb.lloydstsb.co.uk

Peter Blakesley
Senior Manager Commercial

41 Courtenay Street,
Newton Abbot,
Devon
TQ12 2QW

T: 07764 287998

E: peter.blakesley@bb.lloydstsb.co.uk

Andy Blanchard
Relationship Manager - Plymouth

2nd Floor,
8 Royal Parade,
Plymouth, Devon
PL1 1LX

T: 07841 780388

E: andrew.blanchard@bb.lloydstsb.co.uk

Ken Board
Assistant Relationship Manager

Sedgemoor House,
Deansgate Avenue,
Blackbrook Business Park,
Taunton,
TA1 2UF

T: 01823 446637

E: ken.board@bb.lloydstsb.co.uk

Richard Bowley
Relationship Manager

2nd Floor,
8 Royal Parade,
Plymouth,
Devon
PL1 1LX

T: 07841 780398

E: richard.bowley@bb.lloydstsb.co.uk

Chris Bowring
Relationship Manager

P O Box 8,
Market House,
Penzance, Cornwall
TR18 2TN

T: 07841 780407

E:
christopher.bowring@bb.lloydstsb.co.uk

Trevor Brooks
Relationship Manager - Exeter & Torbay

82 High Street,
Honiton
EX14 1JJ

T: 07912 798353

E: trevor.brooks@bb.lloydstsb.co.uk

Iain Brown
Relationship Director

234 High Street,
Exeter
EX4 3NL

T: 07775 823830

E: iain_brown@bankofscotland.co.uk

Tim Burston
Relationship Manager

Fore St,
Ivybridge, Devon
PL21 9AB

T: 07841 780395

E: timothy.burston@bb.lloydstsb.co.uk

Dave Churchill
Relationship Manager

Fore Street,
Okehampton
EX20 1HJ

T: 07921 548479

E: david.churchill@bb.lloydstsb.co.uk

Alison Clarke
Relationship Support Assistant

Sedgemoor House,
Deansgate Avenue,
Blackbrook Business Park,
Taunton,
TA1 2UF

T: 01823 446301

E: alison.clarke@bb.lloydstsb.co.uk

Dave Clark
Relationship Manager - Exeter & Torbay

2nd Floor,
234 High Street,
Exeter
EX4 3NL

T: 07725 426759

E: david.clark@bb.lloydstsb.co.uk

Jeremy Clark
Relationship Manager

11 / 12 Killigrew Street,
Falmouth,
TR11 3RA

T: 07841 780 413

E: jeremy.clark@bb.lloydstsb.co.uk

Jon Cockbain
Relationship Manager

18 Cross Street,
Barnstaple
EX31 1BE

T: 07841 011007

E: jon.cockbain@bb.lloydstsb.co.uk

Dave Collins
Relationship Manager - Exeter & Torbay

51-52 Fleet Street,
Torquay
TQ2 5DW

T: 07725 426766

E: david.collins2@bb.lloydstsb.co.uk

Paul Collings
Relationship Manager

2nd Floor,
8 Royal Parade,
Plymouth,
Devon
PL1 1LX

T: 07919 045388

E: paul.collings@lloydstsb.co.uk

Andrew Cox
Relationship Manager

P O Box 8,
Market House,
Penzance,
Cornwall
TR18 2TN

T: 07841 780409

E: andrew.cox@bb.lloydstsb.co.uk

Mike Craigie
Relationship Manager Health Care

2nd Floor,
8 Royal Parade,
Plymouth,
Devon
PL1 1LX

T: 07841 780390

E: michael.craigie@bb.lloydstsb.co.uk

Richard Davis
Senior Manager Commercial

8 Royal Parade,
Plymouth,
Devon
PL1 1LX

T: 07850 809521

E: richard.davis@lloydstsb.co.uk

Ian Doocey
Relationship Manager

Central Square,
Newquay
TRT IJB

T: 07841 780396

E: ian.doocey@bb.lloydstsb.co.uk

Martin Dyer
Relationship Manager

7 Boscawen Street,
Truro,
Cornwall,
TR1 2QT

T: 07872 032390

E: martin.dyer@bb.lloydstsb.co.uk

Chris Elliot
Business Development Manager

1st floor,
234 High Street,
Exeter, Devon
EX4 3NL

T: 07730 447112

E: chris.elliott@lloydstsb.co.uk

Terry Fullick
Relationship Manager

46 Fore St,
Tiverton,
EX16 6LF

T: 07921 548281

E: terry.fullick@bb.lloydstsb.co.uk

Stephen Hawken
Relationship Manager

7 High Cross Street,
St Austell,
Cornwall
PL25 4AF

T: 07841 780418

E: stephen.hawken@bb.lloydstsb.co.uk

Steve Hearn
Relationship Director

PO Box 340,
2nd Floor,
234 High Street,
Exeter
EX4 3ZB

T: 07764 287251

E: steve.hearn@lloydstsb.co.uk

Paul Hore
Relationship Manager - Exeter & Torbay

41 Courtenay Street,
Newton Abbot,
Devon
TQ12 2QW

T: 07921 548550

E: paul.hore@bb.lloydstsb.co.uk

Paul Horsell
Senior Manager Commercial

Business Centre,
The Parade,
Liskeard,
Cornwall
PL14 6AW

T: 07801 472889

E: paul.horsell@bb.lloydstsb.co.uk

Elsa Hutchings
Relationship Manager - Exeter & Torbay

22 The Strand,
Exmouth
EX8 1AG

T: 07912 099304

E: elsa.hutchings@bb.lloydstsb.co.uk

Patrick Jenkins
Relationship Manager

2nd Floor,
8 Royal Parade,
Plymouth,
Devon
PL1 1LX

T: 07919 045388

E: patrick.jenkins@lloydstsb.co.uk

Paul Johns
Relationship Manager

14 Molesworth Street,
Wadebridge,
Cornwall
PL27 7DE

T: 07841 780402

E: paul.johns@bb.lloydstsb.co.uk

Keith Jones
Relationship Manager

Fore St,
Ivybridge,
Devon,
PL21 9AB

T: 07841 780414

E: keith.jones@bb.lloydstsb.co.uk

Dave Leaman
Relationship Manager - Key Markets

41 Courtenay Street,
Newton Abbot, Devon
TQ12 2QW

T: 07912 099120

E: david.leaman@bb.lloydstsb.co.uk

Miles Leonard
Relationship Director

2nd Floor,
234 High Street,
Exeter,
Devon
EX4 3ZB

T: 07834 946390

E: miles.leonard@lloydstsb.co.uk

Alex Mackie
Centre Manager

Sedgemoor House,
Deansgate Avenue,
Blackbrook Business Park,
Taunton,
TA1 2UF

T: 07500 910490

E: alex.mackie@lloydstsb.co.uk

Julie MacManus
Relationship Manager

20 Cross Street,
Barnstaple
EX31 1BE

T: 07702 676093

E: julie.macmanus@bb.lloydstsb.co.uk

David Mattock
Relationship Manager

8 Royal Parade,
Plymouth, Devon
PL1 1LX

T: 07841 780389

E: david.mattock@lloydstsb.co.uk

Jason Miles
Area Development Manager

4th Floor,
8 Royal Parade,
Plymouth, Devon
PL1 1LX

T: 07834 946477

E: jason.miles@lloydstsb.co.uk

Noel Munson
Relationship Manager - Key Markets

1st floor,
234 High Street,
Exeter,
Devon
EX4 3NL

T: 07921 548356

E: noel.munson@bb.lloydstsb.co.uk

Richard Oates
Senior Business Development Manager

8 Royal Parade,
Plymouth
PL1 1HB

T: 07789 650509

E: richard.oates@lloydstsb.co.uk

Jason Parsons
Relationship Manager

1 Belle Vue,
Bude, Cornwall
EX23 8JJ

T: 07841 780403

E: jason.parsons@bb.lloydstsb.co.uk

Bruce Pedrick
Relationship Director

PO Box 128,
8 Royal Parade,
Plymouth
PL1 1LX

T: 07725 068718

E: bruce.pedrick@lloydstsb.co.uk

Martin Potts
Relationship Manager - Exeter & Torbay

51-52 Fleet Street,
Torquay
TQ2 5DW

T: 07702 674983

E: Martin.Potts@bb.lloydstsb.co.uk

John Quine
Relationship Manager
BSU South West Devon

234 High Street
Exeter
EX4 3NL

T: 01392 472520

E: john.quine@lloydstsb.co.uk

Leo Robbins
Relationship Manager - Exeter

234 High Street,
Exeter, Devon
EX4 3NL

T: 07921 548355

E: leo.robbins@bb.lloydstsb.co.uk

Clive Rowe
Business Development Manager

1st floor,
234 High Street,
Exeter, Devon
EX4 3NL

T: 07921 105400

E: clive.rowe@lloydstsb.co.uk

David Rowlands
Relationship Manager

2nd Floor,
8 Royal Parade,
Plymouth, Devon
PL1 1LX

T: 07841 780391

E: david.rowlands@bb.lloydstsb.co.uk

Graham Ruse
Senior Manager Commercial
Exeter & Torbay

3rd Floor,
234 High Street,
Exeter
EX4 3NL

T: 07764 624970

E: graham.ruse@bb.lloydstsb.co.uk

Katie Ryan
Relationship Manager - Exeter & Torbay

2nd Floor,
234 High Street,
Exeter
EX4 3NL

T: 07725 426768

E: Katie.Ryan@bb.lloydstsb.co.uk

Chris Samworth
Commercial Manager

14 Molesworth Street,
Wadebridge, Cornwall,
PL27 7DE

T: 07725 068747

E:
christopher.samworth@bb.lloydstsb.co.uk

Phil Sluggett
Relationship Manager

19 Cross Street,
Barnstaple
EX31 1BE

T: 07834 946271

E: phil.sluggett@bb.lloydstsb.co.uk

Rob Smith
Relationship Manager
Professional Practices,
Education and Not for Profit

234 High Street, Exeter,
EX4 3NL

T: 07921 548434

E: robert.smith@bb.lloydstsb.co.uk

Dan Stringer
Relationship Manager

65-67 Fore Street,
Kingsbridge, Devon
TQ7 1PN

T: 07725 426764

E: dan.stringer@bb.lloydstsb.co.uk

Peter Stockman
Senior Manager Commercial

17 Cross Street,
Barnstaple,
Devon
EX31 1BE

T: 07872 032290

E: peter.stockman@bb.lloydstsb.co.uk

Nigel Stocks
Relationship Manager - Exeter & Torbay

22 The Strand,
Exmouth
EX8 1AG

T: 07921 548480

E: nigel.stocks@bb.lloydstsb.co.uk

Robin Stoneman
Commercial Relationship Manager

North Devon Group,
5 High Street,
Bideford, Devon
EX39 2AD

T: 07921 548287

E: robin.stoneman@bb.lloydstsb.co.uk

Mike Stus
Assistant Relationship Manager

Sedgemoor House,
Deane Gate Avenue,
Taunton
TA1 2UF

T: 01823 446635

E: mike.stus@bb.lloydstsb.co.uk

Rachael Taylor
Relationship Manager

5 High St.
Bideford
EX39 2AD

T: 07921 548282

E: rachael.taylor@bb.lloydstsb.co.uk

Mark Thayre
Relationship Manager

Business Centre,
Central Square,
Newquay
TR7 1JB

T: 07734 973140

E: mark.thayre@bb.lloydstsb.co.uk

Johnathan Thomas
Relationship Manager

2nd floor,
8 Royal Parade,
Plymouth
PL1 1HB

T: 07841 780393

E: jonathan.thomas@bb.lloydstsb.co.uk

Rachel Thompson
Commercial Manager

11 Killigrew Street,
Falmouth
TR11 3RA

T: 07793 670357

E: rachel.thomson@bb.lloydstsb.co.uk

Steve Thompson
Senior Manager Commercial

2nd Floor,
8 Royal Parade,
Plymouth, Devon
PL1 1LX

T: 07710 663111

E: steve.thompson@bb.lloydstsb.co.uk

Andy Toborne
Relationship Manager - Exeter & Torbay

41 Courtenay Street,
Newton Abbot,
Devon
TQ12 2QW

T: 07725 426758

E: andrew.toborne@bb.lloydstsb.co.uk

Mike Tonkin
Relationship Manager

11 Treyew Road,
Truro,
Cornwall
TR1 3AW

T: 07841 780411

E: michael.tonkin@bb.lloydstsb.co.uk

Shirley Treleaven
Relationship Manager

8 Royal Parade,
Plymouth
PL1 1HB

T: 07841 780387

E: shirley.treleaven@bb.lloydstsb.co.uk

Mike Turner
Relationship Manager - Key Markets

51-52 Fleet Street,
Torquay
TQ2 5DW

T: 07912 548478

E: michael.turner@bb.lloydstsb.co.uk

Robin Turner
Relationship Manager

Business Centre,
The Parade,
Liskeard, Cornwall
PL14 6AW

T: 07841 780397

E: robin.turner@bb.lloydstsb.co.uk

Colin Vallance
Relationship Director

234 High Street,
Exeter
EX4 3NL

T: 07725 447007

E: colin.vallance@lloydstsb.co.uk

Craig Varley
Senior Manager Commercial

11 Treyew Road,
Truro, Cornwall
TR1 3AW

T: 07841 780404

E: craig.varley@bb.lloydstsb.co.uk

Debbie Vinnicombe
Relationship Manager

Fore Street,
Okehampton
EX20 1HJ

T: 07725 426763

E: debbie.vinnicombe@bb.lloydstsb.co.uk

Dave Ware
Relationship Manager

2nd Floor,
8 Royal Parade,
Plymouth, Devon
PL1 1LX

T: 07841 780400

E: david.ware@bb.lloydstsb.co.uk

Peter Watts
Relationship Manager - Key Markets

1st floor,
234 High Street,
Exeter, Devon
EX4 3NL

T: 07921 548357

E: peter.watts@bb.lloydstsb.co.uk

John Webber
Relationship Manager

Bedford Square,
Tavistock, Devon
PL19 OAG

T: 07841 780399

E: john.webber@bb.lloydstsb.co.uk

Paul Weedon
Relationship Manager

31 Fore St,
Totnes,
Devon
TQ9 5HH

T: 07921 548551

E: paul.weedon@bb.lloydstsb.co.uk

Chris Wheeler
Relationship Manager

7 Boscawen Street,
Truro, Cornwall
TR1 2QT

T: 07834 610110

E: christopher.wheeler@lloydstsb.co.uk

Christopher White
Relationship Manager

P O Box 8,
Market House,
Penzance, Cornwall
TR18 2TN

T: 07841 780410

E: christopher.white@bb.lloydstsb.co.uk

Karen White
Relationship Manager

2nd Floor,
8 Royal Parade,
Plymouth, Devon
PL1 1LX

T: 07841 780 401

E: karen.white@bb.lloydstsb.co.uk

Phil Wilkes
Business Development Manager

7 Boscawen Street,
Truro, Cornwall
TR1 2QT

T: 07595 125400

E: phil.wilkes@lloydstsb.co.uk

East Anglia

Mark Aitchison
Relationship Manager

8 The Thoroughfare,
Woodbridge,
Suffolk,
IP12 8AF

T: 07725 426590

E: mark.aitchison@bb.lloydstsb.co.uk

Jean Aubee
Business Development Manager

Black Horse House,
Castle Park,
Cambridge,
CB3 0AR

E: jean.aubee@lloydstsb.co.uk

Stephen Clarke
Relationship Manager

1 Tuesday Market Place,
Kings Lynn,
PE30 1JU

T: 07725 426588

E: stephen.clarke2@bb.lloydstsb.co.uk

Barry Coote
Relationship Director

Ground Floor,
Black Horse House,
Castle Park, Cambridge
CB3 0AR

T: 07764 625334

E: barry.coote@lloydstsb.co.uk

Andrew Courtier
Relationship Manager

28-34 Ribbygate Street,
Bury St Edmunds,
IP33 3AH

T: 07785 577458

E: andrew.courtier@lloydstsb.co.uk

Luke Driver
Relationship Manager

48 High Street,
Newmarket,
Suffolk,
CB8 8LF

T: 07725 447485

E: luke.driver@lloydstsb.co.uk

Shaun Frost
Relationship Manager

16 Gentleman's Walk,
Norwich,
NR2 1LZ

T: 07725 426585

E: shaun.frost@lloydstsb.co.uk

Simon Grant
Relationship Manager

18 Market Place,
North Walsham,
NR28 9BP

T: 07725 426576

E: simon.grant@lloydstsb.co.uk

Rob Howes
Relationship Manager

47 London Road North,
Lowestoft,
NR32 1BL

T: 07725 426555

E: rob.howes@bb.lloydstsb.co.uk

Nikki Miller
Relationship Manager

Minster Place,
Ely,
Cambs,
CB5 4EN

T: 07841 952614

E: nikki.miller@lloydstsb.co.uk

Kirsty Taylor
Relationship Manager

78-80 Cherry Hinton Road,
Cambridge,
CB1 7BH

T: 07725 426544

E: kirsty.taylor@bb.lloydstsb.co.uk

Andrew Wilkin
Relationship Manager

95-97 Regent Street,
Cambridge,
CB2 1BQ

T: 07725 426991

E: andrew.wilkin@lloydstsb.co.uk

East Midlands & Lincolnshire

Phill Bateman
Relationship Manager

4 Romulus Court Meridian East,
Leicester
LE19 1YG

T: 07901 104104

E: phillip.bateman@lloydstsb.co.uk

Villy Chauhan
Relationship Manager

7 High Street,
Leicester
LE1 9FS

T: 07725 426502

E: villy.chauhan@bb.lloydstsb.co.uk

Chris Curtis
Business Development Manager

4 Romulus Court Meridian East,
Leicester
LE19 1YG

T: 07525 705019

E: chris.curtis@lloydstsb.co.uk

Tom Gawne
Relationship Manager

42 St Peters Hill,
Grantham,
Lincolnshire
NG31 6QF

T: 07725 426597

E: tom.gawne@bb.lloydstsb.co.uk

Adrian Kettleborough
Relationship Manager

1 Carolgate,
Retford
DN22 6BY

T: 07725 426529

E: adrian.kettleborough@lloydstsb.co.uk

Peter Ponsford
International Manager

4 Romulus Court Meridian East,
Leicester
LE19 1YG

T: 07826 890196

E: peter.ponsford@lloydstsb.co.uk

Will Simpson
Relationship Manager

4 Romulus Court Meridian East,
Leicester
LE19 1YG

T: 07901 104119

E: will.simpson@bb.lloydstsb.co.uk

Brian Warsop
Relationship Manager

27 Market Place,
Chersterfield,
Derbyshire
S40 1PN

T: 07725 426484

E: brian.warsop@bb.lloydstsb.co.uk

Shaun Whiting
Relationship Manager

70a High Street,
Lincoln
LN5 8AD

T: 07867 500728

E: shaun.whiting@lloydstsb.co.uk

Chris Wilson
Relationship Manager

20 Belvoir Road,
Coalville,
Leicestershire
LE67 3QH

T: 07901 104103

E: chris.wilson4@lloydstsb.co.uk

East Scotland

Graham Mckean
Key Markets: Head of Property

Central Records,
Edinburgh EH11 4DY

T: 07747 758158

E: graham.mckean@lloydstsb.co.uk

Andy Mckie
Relationship Manager

Mitchelston Trading Estate,
Carberry Road,
Kirkcaldy
KY1 3PA

T: 07725 425577

E: andrew.mckie@bb.lloydstsb.co.uk

Essex & East London

John Capper
Relationship Manager

45 Cranbrook Road,
Ilford,
Essex
IG1 4PD

T: 07725 068 813

E: john.capper@bb.lloydstsb.co.uk

Ivan Darby
Relationship Manager

1446 London Road,
Leigh-On-Sea,
Essex
SS9 2UT

T: 07725 068 816

E: ivan.darby@bb.lloydstsb.co.uk

Simon Dowell
Relationship Manager

20 North Street,
Bishops Stortford,
Hertfordshire
CM23 2LN

T: 07725 426954

E: simon.dowell@bb.lloydstsb.co.uk

Yasmin Razaq
Relationship Manager

180 - 182 High Street,
Walthamstow,
London
E17 7JH

T: 07725 426959

E: yasmin.razaq@bb.lloydstsb.co.uk

Nigel Sandbrook
Senior Manager Commercial

20 North St,
Bishop,
Stortford

T: 07801 472852

E: nigel.sandbrook@bb.lloydstsb.co.uk

Steve Wynn
Relationship Manager

182 Main Road,
Gidea Park,
Romford,
Essex
RM2 5JA

T: 07725 068815

E: steve.wynn@bb.lloydstsb.co.uk

Gloucester & Oxon

John Barry
Relationship Manager Health Care

130 High Street,
Cheltenham
GL50 1EW

T: 07909 878702

E: john.barry@lloydstsb.co.uk

George Davies
Business Development Manager

29 High Street,
Chippenham,
Wiltshire
SN15 3HA

T: 07919 690159

E: george.davies@lloydstsb.co.uk

John Evans
Key Markets - Property

29 High Street,
Chippenham,
Wiltshire
SN15 3HA

T: 07921 548325

E: john.evans@bb.lloydstsb.co.uk

Kate Fisher
Senior Manager Commercial

Rotunda,
Montpellier,
Cheltenham,
Gloucestershire
GL50 1SH

T: 07734 973348

E: kate.fisher@lloydstsb.co.uk

Paul Gaskins
Senior Business Manager Key Markets

Barnwood 1,
Barnett Way,
Gloucester
GL4 3RL

T: 07740 699514

E: paul.gaskins@lloydstsb.co.uk

Nick Hanby
Relationship Manager

Rotunda,
Montpellier,
Cheltenham,
Gloucestershire
GL50 1SH

T: 07725 426717

E: nick.hanby@bb.lloydstsb.co.uk

Stephen Jarvis
Relationship Manager

19 East Gate Street,
Gloucester,
GL1 1NU

T: 07921 548467

E: stephen.jarvis@bb.lloydstsb.co.uk

Ashley Keen
Relationship Manager

4 Market Pl,
Wallingford,
Oxfordshire
OX10 0EH

T: 07723 068708

E: ashley.keen@bb.lloydstsb.co.uk

Karl Leitelmayer
Senior Manager Commercial

Barnwood 1,
Barnett Way,
Barnwood, Gloucester
GL4 3RL

T: 07970 566065

E: karl.leitelmayer@lloydstsb.co.uk

Shane Milward
Manager - BSU South West Gloucester

Barnwood 1,
Barnett Way,
Barnwood,
Gloucester
GL4 3RL

T: 01452 634527

E: shane.milward@lloydstsb.co.uk

Richard Neale
Business Development Manager

14 Castle Street,
Cirencester,
Gloucestershire
GL7 1QJ

T: 07921 105349

E: richard.neale@lloydstsb.co.uk

Graham Reed
Relationship Manager

Barnett Way,
Gloucester
GL4 3RT

T: 07850 304639

E: graham.reed@lloydstsb.co.uk

Chris Rushton
Key Markets - Property

Wallbrook Ct,
North Hinksey,
Oxfordshire
OX2 0QS

T: 07921 548325

E:
christopher.rushton@bb.lloydstsb.co.uk

Louise Santaana
Senior Manager Commercial

Barnett way,
Gloucester
GL4 3RT

T: 07525 698106

E: louise.santaana@lloydstsb.co.uk

Nigel Smith
Relationship Manager

Barnwood 1,
Barnett Way,
Barnwood,
Gloucester
GL4 3RL

T: 07515 971524

E: nigel.smith@lloydstsb.co.uk

Arthur Thomas
Senior Manager Commercial

3-5 Bridge Street,
Newbury,
Berkshire
RG14 5BQ

T: 07841 741365

E: arthur.thomas@bb.lloydstsb.co.uk

Malcolm Townsend
Relationship Manager

13-14 Cornmarket,
Thame, Oxon
OX9 2BN

T: 07725 426722

E: malcolm.townsend@bb.lloydstsb.co.uk

Ian Walker
Relationship Manager

Black Horse House,
Wallbrook Court,
North Hinksey Lane,
Botley, Oxford
LE19 1WF

T: 07909 906995

E: ian_j_walker@bankofscotland.co.uk

Angus Wood
Relationship Manager

14 Castle Street,
Cirencester,
Gloucestershire
GL7 1QJ

T: 07921 548332

E: angus.wood@bb.lloydstsb.co.uk

Kim Woolcock
BDSM / Assistant

Barnwood 1,
Barnett Way,
Barnwood, Gloucester
GL4 3RL

T: 07920 506899

E: kimberley.woolcock@lloydstsb.co.uk

Hampshire & Dorset

Kevin Bartlett
Relationship Manager

4 Castle Street,
Christchurch,
Dorset
BH23 1DU

T: 07921 548331

E: kevin.bartlett@bb.lloydstsb.co.uk

Mike Bilson
Relationship Director

101 High Street,
Poole,
Dorset
BH15 1AJ

T: 07764 287936

E: mike.bilson@lloydstsb.co.uk

Andrew Dennis
Relationship Manager

38 Blue Boar Row,
Salisbury,
Wilts

T: 07725 068713

E: andrew.dennis@bb.lloydstsb.co.uk

Terry Finlay
Relationship Manager

T: 07725 068720

 

E: terry.finlay@bb.lloydstsb.co.uk

Alice Jewer
Business Specialist

1st Floor,
3 Town Quay,
Southampton
SO14 2AQ

T: 07901 105095

E: alice.jewer@lloydstsb.co.uk

Kim Kendrick
Relationship Manager

101 High Street,
Poole,
Dorset
BH15 1AJ

T: 07725 426746

E: kim.kendrick@bb.lloydstsb.co.uk

Tracy King
Relationship Manager

16A High Street,
Cosham,
Portsmouth,
Hants,
PO6 3BY

T: 07834 946245

E: tracy.king@lloydstsb.co.uk

Mark Price
Relationship Manager

36 Market Street,
Eastleigh,
Hampshire
SO50 9YT

T: 07725 068931

E: mark.price@bb.lloydstsb.co.uk

Max Stinchcombe
Senior Business Development Manager

Hampshire & Dorset
Commercial Area Office,
1st Floor,
3 Town Quay, Southampton
SO14 2AQ

T: 07740 698814

E: maxwell.stinchcombe@lloydstsb.co.uk

Jeremy Weekes
Relationship Manager

92 St Mary Street,
Weymouth,
Dorset
DT4 8PA

T: 07921 548582

E: jeremy.weekes@bb.lloydstsb.co.uk

Kent & East Sussex

Sarah Beckley
Relationship Manager

1st Floor,
Graylaw House,
20-22 Watling Street,
Canterbury, Kent
CT1 2UA

T: 07725 426784

E: sarah.beckley@bb.lloydstsb.co.uk

Nick Christodoulou
Senior Manager Commercial

1st Floor,
18 Week Street,
Maidstone, Kent
ME14 1RW

T: 07788 183144

E: nick.christodoulou@bb.lloydstsb.co.uk

Andrew Clark
Relationship Director - East Sussex Area

2nd Floor,
Gail House,
Lower Stone Street,
Maidstone, Kent
ME15 6NB

T: 07834 946029

E: andrew.clark@lloydstsb.co.uk

David Jarrett
Relationship Manager

78 New Road,
Gravesned,
Kent
DA11 0AR

T: 07725 426933

E: dave.jarrett@bb.lloydstsb.co.uk

Martin Levy
Senior Manager Commercial,
Key Markets

2nd Floor,
18 Week Street,
Maidstone, Kent
ME14 1RW

T: 07764 287500

E: martin.levy@lloydstsb.co.uk

Andy Roberts
Relationship Manager

15 The Village,
Blackheath,
London
SE3 9LH

T: 07725 068976

E: andy.roberts@bb.lloydstsb.co.uk

Susan Sellman
Relationship Manager

1st Floor,
18 Week Street,
Maidstone, Kent
ME14 1RW

T: 07725 068997

E: sue.sellman@bb.lloydstsb.co.uk

Gary Spratt
Business Development Manager

2nd Floor,
Gail House,
5 Lower Stone St,
Maidstone, Kent
ME156NB

T: 07970 566222

E: gary.spratt@lloydstsb.co.uk

Chris Wardle
Relationship Manager

104 Terminus Road,
Eastbourne,
East Sussex
BN21 3AH

T: 07725 068986

E: chris.wardle@bb.lloydstsb.co.uk

North East & Cumbria

Stephen Boyd
Senior Manager Commercial

19 Market Place,
Durham
DH1 3NL

T: 07912 451497

E: stephen.boyd@bb.lloydstsb.co.uk

John Curtis
Relationship Director

2nd Floor,
Skinnergate,
Darlington,
County Durham
DL3 7ND

T: 07540 818440

E: john.curtis@lloydstsb.co.uk

Caroline Deevy
Relationship Director

Lloyds TSB Commercial,
5th Floor 102 Grey Street,
Newcastle upon Tyne
NE1 6AG

T: 07919 166627

E: caroline.deevy@lloydstsb.co.uk

Mike Gascoigne
Lead Director SHTO Property

102 Grey Street,
Newcastle upon Tyne
NE99 1SL

T: 07702 721592

E: mike.gascoigne@lloydstsb.co.uk

Mike Hindhaugh
Senior Manager Commercial

5th floor,
102 Grey Street,
Newcastle upon Tyne,
NE99 1SL

T: 07919 301590

E:
michael_hindhaugh@bankofscotland.co.uk

Tony Latham
Business Development Manager

5th Floor,
102 Grey Street,
Newcastle upon Tyne
NE16AG

T: 07801 471791

E: tony.latham@lloydstsb.co.uk

Graham Lowes
Senior Manager Commercial,
Key Markets

102 Grey Street,
Newcastle
NE99 1SL

T: 07525 767923

E: graham.lowes@bb.lloydstsb.co.uk

Dave Mitchell
Senior Manager Commercial,
Cumbria

6 Lowther St,
Carlisle,
Cumbria
CA3 8DB

T: 07525 697015

E: david.mitchell@bb.lloydstsb.co.uk

Dave Streather
Senior Manager Commercial / BDM

102 Grey Street ,
Newcastle u Tyne
NE1 6AG

T: 07802 176377

E: david.streather@lloydstsb.co.uk

Damian Wynne
Senior Manager Commercial

54 Fawcett Street,
Sunderland,
Tyne & Wear
SR1 3SF

T: 07764 625164

E: damian.wynne@lloydstsb.co.uk

Northants, Bucks, Beds and Herts

Steve Loxton
Business Development Manager

Orchard House,
Orchard Hill,
Little Billing,
Northampton
NN3 9AG

T: 07770 644367

E: steve.loxton@lloydstsb.co.uk

Jeff Money
Business Development Manager

Lloyds Court,
28 Secklow Gate West,
Milton Keynes,
Buckinghamshire,
MK9 3EH

T: 07725 426538

E: jeff.money@lloydstsb.co.uk

North Scotland

David Gray
Business Development Manager

3-5 Albyn Place,
Aberdeen
AB10 1PY

T: 07725 427 712

E: david.gray3@lloydstsb.co.uk

North West

Victoria Beardmore
Relationship Manager

Suite 5,
10 Booth Street,
Manchester,
M2 4AW

T: 07725 427090

E: victoria.beardmore@bb.lloydstsb.co.uk

Paul Blackburn
Relationship Manager

5 St Pauls Square,
Old Hall Street,
Liverpool,
L3 9SJ

T: 07515 096105

E: paul.blackburn@bb.lloydstsb.co.uk

Ian Hughes
Relationship Manager

49 Market Street,
Lancaster,
LA1 1JH

T: 07725 426651

E: ian.hughes@bb.lloydstsb.co.uk

Alex Middleton- Adams
Relationship Manager

1 Horse Market Street,
Warrington,
WA1 1TP

T: 07515 096084

E:
alex.middleton-adams@bb.lloydstsb.co.uk

Pete Smallwood
Relationship Manager

13-15 Hardshaw Street,
St.Helens,
WA10 1QZ

T: 07725 426470

E: peter.smallwood@bb.lloydstsb.co.uk

Sian Williams
Relationship Manager

8 Foregate Street,
Chester,
CH1 1XP

T: 07789 650395

E: sian.matthews@lloydstsb.co.uk

Debbie Worthington
Business Development Manager

Winterhey Lane,
Horwich,
Bolton
BL6 7AA

T: 07725 446747

E: debbie.worthington@lloydstsb.co.uk

South & West Wales

Alun Bevan
Relationship Manager

1 Gwent Square,
Cwmbran

T: 07921 548341

E: alun.bevan@bb.lloydstsb.co.uk

Neil Dawkins
Senior Area Business Development
Director

Carlyle House,
5 Cathedral Road,
Cardiff
CF11 9RH

T: 07860 414835

E: neil.dawkins@lloydstsb.co.uk

Peter Maunders
Business Development Manager

Carlyle House,
5 Cathedral Road,
Cardiff
CF11 9RH

T: 07725 447015

E: peter.maunders@lloydstsb.co.uk

Andrew Pryor
Relationship Manager

21 Cardiff Road,
Caerphilly

T: 07702 673777

E: andrew.pryor@bb.lloydstsb.co.uk

Andrew Roberts
Relationship Manager

21 Stepney Street,
Llanelli
SA15 3YD

T: 07921 548456

E: andrew.roberts@bb.lloydstsb.co.uk

Matthew Thomas
Relationship Manager

Black Horse House,
Phoenix Way,
Swansea
SA7 9GQ

T: 07841 780113

E:
matthew.thomas@bb.lloydstsb.co.uk

South Midlands

Hannah Alexander
Relationship Manager - High Turnover

8 High Town,
Hereford
HR1 2AE

T: 07921 548433

E: hannah.alexander@bb.lloydstsb.co.uk

Kevin Curtis
Relationship Manager - High Turnover

30 High Street,
Coventry,
Warwickshire
CV1 5RA

T: 07725 426487

E: kevin.curtis@bb.lloydstsb.co.uk

Tim Dutton
HT Key Markets - Property

8 High Town,
Hereford
HR1 2AE

T: 07901 104050

E: tim.dutton@lloydstsb.co.uk

Conrad Hoy
Business Development Manager

73 Parade,
Leamington,
Warwickshire
CV32 4BB

T: 07912 099161

E: conrad.hoy@lloydstsb.co.uk

Rich King
Senior Manager Commercial,
Key Markets

1st Floor,
4 The Cross,
Worcester,
Worcestershire
WR1 3PY

T: 07977 041192

E: richard.king@bb.lloydstsb.co.uk

Damian Mohan
Relationship Director

2nd Floor Swallow House,
10 Swallow Street,
Birmingham
B1 2AL

T: 07834 946523

E: damian.mohan@lloydstsb.co.uk

Ian Monk
Relationship Manager - High Turnover

112 High Street,
Bromsgrove,
Worcestershire
B61 8EZ

T: 07921 548309

E: ian.monk@bb.lloydstsb.co.uk

Nick Palmer
Relationship Manager - High Turnover

14 Church Street,
Rugby,
Warwickshire
CV21 3LP

T: 07725 426531

E: nicholas.palmer@bb.lloydstsb.co.uk

Dave Preston
Relationship Manager - High Turnover

22 Bridge Street,
Stratford-upon-Avon,
Warwickshire
CV37 6AG

T: 07809 584912

E: david.preston@bb.lloydstsb.co.uk

Matt Ruff
HT Key Markets

30 High Street,
Coventry,
Warwickshire
CV1 5RA

T: 07901 104080

E: matthew.ruff@bb.lloydstsb.co.uk

Dave Worthington
Relationship Manager - High Turnover

19 High Street,
Evesham,
Worcestershire
WR11 4DQ

T: 07921 548519

E: david.worthington@bb.lloydstsb.co.uk

Thames Valley & North London

Steve Cox
Relationship Director

P O Box 2593
Reading
RG1 2ZH

T: 07740 699891

E: steve.cox@lloydstsb.co.uk

Richard Crook
Relationship Manager

198-200 Marlowes,
Hemel Hempstead,
Herts
HP1 1BH

T: 07725 068873

E: richard.crook@bb.lloydstsb.co.uk

Peter Evans
Relationship Director

1st Floor,
Dominions House,
Eton Place,
64 High Street,
Burnham
SL1 7JT

T: 07801 471994

E: peter.d.evans@lloydstsb.co.uk

Ian Hudell
Senior Manager Commercial

32 Commercial Way,
Woking,
Surrey
GU21 6ER

T: 07770 331135

E: ian.hudell@bb.lloydstsb.co.uk

Owen Jesseman
Commercial
Manager

173 Buckingham Avenue
Slough Trading Estate
Berkshire
SL1 4RD

T: 07725 426869

E: owen.jesseman@bb.lloydstsb.co.uk

Steve Kennell
Relationship Manager

1 Market Square,
Aylesbury,
Bucks
HP20 1TD

T: 07725 426875

E: steven.kennell@bb.lloydstsb.co.uk

Martin Leake
Healthcare Business Development
Manager

56 High Street,
Marlow,
Bucks
SL7 1AH

T: 07764 287837

E: martin.leake@lloydstsb.co.uk

Richard Lindley
Local Business Manager

2 Clayton Parade,
Langley,
Berk,
SL3 8HE

T: 07515 753552

E: richard.lindley@bb.lloydstsb.co.uk

Wendy Mole
Commercial Manager

1-2 Market Place,
Reading
RG1 2EQ

T: 07725 426867

E: wendy.mole@bb.lloydstsb.co.uk

Graham Muse
Relationship Manager

1-2 Market Place,
Reading
RG1 2EQ

T: 07725 068858

E: graham.muse@bb.lloydstsb.co.uk

Richard Pearce
Commercial Relationship Manager (HTO)

10 Hight Street,
Bracknell
RG12 1BT

T: 07725 068834

E: richard.pearce@bb.lloydstsb.co.uk

Simon Scowen
Relationship Manager

34 Oxford Road,
High Wycombe,
Bucks
HP11 2ED

T: 07725 426863

E: simon.scowen@bb.lloydstsb.co.uk

Geoff Shanks
Relationship Manager,
Watford

67 High Street,
Watford,
Herts
WD17 2DU

T: 07725 068847

E: geoffrey.shanks@bb.lloydstsb.co.uk

Chris Way
Senior Manager Key Markets

18 Broad Street,
Wokingham,
Berks
RG40 1AQ

T: 07801 471627

E: chris.way@bb.lloydstsb.co.uk

Mark Walker
Relationship Director Property

1st Floor,
56 High Street,
Marlow,
Bucks
SL7 1AH

T: 07979 530223

E: mark.walker@Lloydstsb.co.uk

West Midlands & Staffordshire

Paul Atkinson
Commercial Manager

Suites 4 & 5,
Bishton Court,
Telford,
Shropshire
TF3 4JE

T: 07921 548517

E: paul.atkinson@bb.lloydstsb.co.uk

Chris Bailey
Healthcare Sector - Relationship Manager

1st Floor, 41 Market Street,
Longton, Staffordshire
ST3 1BN

T: 07725 446928

E: christopher.bailey@lloydstsb.co.uk

Andrew Powis
Commercial Manager (HTO)

PO Box 3,
Queen Square,
Wolverhampton,
West Midlands
WV1 1TF

T: 07921 548592

E: andrew.powis@bb.lloydstsb.co.uk

Anita Roberts
Relationship Director

3rd Floor,
Queen Square,
Wolverhampton
WV1 1TF

T: 07921 548481

E: anita.roberts@lloydstsb.co.uk

Philip Rowley
Commercial Manager

3 Market Place,
Cannock,
Staffordshire,
WS11 1BD

T: 07921 548560

E: philip.rowley@bb.lloydstsb.co.uk

Kush Savani
Relationship Manager

Queens Square,
Wolverhampton
WV1 1TF

T: 07585 981 199

E: kush.savani@lloydstsb.co.uk

Karen Wilkinson
Relationship Manager

153 High Street,
Rowley Regis,
West Midlands
B65 0EB

T: 07921 548559

E: karen.wilkinson@bb.lloydstsb.co.uk

West Scotland

Brian Bovell
Business Development Manager

110 St Vincent Street,
Glasgow,
G2 5ER

T: 07825 365811

E: brian_bovell@bankofscotland.co.uk

West Sussex & Surrey

Mark Allen
Commercial Personal Banking Manager

Navigation House,
Walnut Tree Park,
Walnut Tree Close,
Guildford, Surrey
GU1 4TR

T: 07725 447434

E: mark.allen2@lloydstsb.co.uk

Mary Brunel
Relationship Manager

40 High Street,
Alton,
Hants
GU34 1BQ

T: 07725426806

E: mary.burnell@bb.lloydstsb.co.uk

Martin Cartledge
Relationship Director

Brambletye House,
29 Brighton Road,
Crawley RH1 6AE

T: 07740 098810

E: martin.cartledge@lloydstsb.co.uk

Phil Gale
Relationship Manager

41-43 South St
Worthing
BN11 3AU

T: 07725 068943

E: philip.gale@bb.lloydstsb.co.uk

Adam Hill
Relationship Manager

83 High St,
Walton-on-Thames
KT12 1DU

T: 07725 068880

E: adam.hill2@bb.lloydstsb.co.uk

Ian Porter
Relationship Manager

1 West Street,
Horsham
RH12 1PA

T: 07725 068907

E: ian.porter@bb.lloydstsb.co.uk

Graham Smith
Relationship Manager

3 The Square,
Liphook,
Hants

T: 07725 068905

E: graham.smith@bb.lloydstsb.co.uk

Martin Smith
Relationship Manager Key Markets

5 The Square,
Peters Field
GU32 3HL

T: 07725 068892

E: martin.smith@bb.lloydstsb.co.uk

Yorkshire

Stephen Denham
Business Development Manager

1st Floor,
14 Church Street,
Sheffield,
South Yorkshire
S1 1HP

T: 07738 311942

E: steve.denham@lloydstsb.co.uk

UK East Scotland West Scotland North East and Cumbria East Midlands and Lincolnshire Yorkshire North West West Midlands and Staffordshire South and West Wales Birmingham South Midlands Northants, Bucks, Beds and Herts East Anglia Essex and East London Thames Vally and North London Gloucester and Oxon Kent and East Essex West Sussex and Surrey Hampshire and Dorset Bristol and Somerset Devon and Cornwall London

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