It can be a real challenge to trade during these turbulent times.

In this feature Donald Kerr talks through the support offered by the Bank of Scotland to help you achieve your goals.

Donald Kerr, Commercial Banking Director, Scotland
Bank of Scotland

There's no doubt that today's trading conditions are turbulent for businesses - we have first hand experience of having to deal with that. The economic downturn is posing significant challenges for companies of all shapes and sizes - many of whom may find it difficult to see a way through the current climate.

The purpose of this website is to provide support and guidance to help businesses navigate a course through the financial turbulence. Here you will find dedicated guides, expert guidance and real life business stories that give many examples of the support we can provide, including several new initiatives which could prove invaluable to you in these difficult times.

That specialist support is not something new for Bank of Scotland. Building long-term, through-the-cycle relationships is at the heart of our strategy. What is new is that we can now provide that support with the unprecedented power of the Lloyds Banking Group behind us.

That strength allows us to play a powerful role in helping businesses to prosper through the downturn and emerge stronger for the upturn. We are working to ensure we have the capacity and expertise to respond to business needs in tough times.

Our Relationship Managers are the face of Bank of Scotland and take the responsibility that comes with that very seriously. As always, the support they provide is driven by the needs of our customers. That's why we want to work more closely with businesses like yours, to make sure that we understand the risks you face and help you to manage them.

In turn, we want you to be open about those challenges so that together we can build solutions that work. Your success is the basis for everything we want to achieve. I firmly believe that it is businesses like yours that will play a key role in reversing the recession.

At Bank of Scotland we are delighted to be able to go back to banking again and using that expertise to play a valuable supporting you.

Whilst every effort has been made to ensure that the information given is not misleading, this material is provided only as part as an overview of the subject (at the time of publication) and is not a substitute for specific professional advice. No responsibility can be accepted by Bank of Scotland for any loss or liability occasioned by any person acting or refraining from action as a result of the contents of this guide.

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